Old debt doesn't always mean uncollectible debt. Here's what the 7-year mark actually means for wage garnishment.

Your paycheck may be more protected from garnishment than you think — but only if you live in the right state.

Debt settlement companies can reduce what you owe, but the fees mean the savings may be less than you expect.

Old debt won't just disappear, but can creditors freeze your bank account after the statute of limitations expires?

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Members of the editorial and news staff of the Los Angeles magazine and the Engine Vision Media Network were not involved in the creation of this content. Millions of Americans are burdened by credit ...

Ascend Debt Relief offers debt settlement plans that can help you get out of debt, but it’s risky. Compare debt settlement with other debt payoff alternatives. This page includes information about ...